Chapter 11 - ADAM’S MONEY

Adam’s life insurance became central because my parents had decided it counted.
The policy was $750,000.
After funeral costs, medical bills, and debt, approximately $610,000 remained.
I paid down our mortgage.
Created emergency reserves.
Funded Noah’s 529.
Took four months away from work.
None of it came from the Morgan trust.
Still, Mom said:
“You were taken care of.”
I asked:
“By whom?”
“Adam.”
“He died.”
“You know what I mean.”
No.
I didn’t anymore.
My parents had helped Ashley with her divorce.
Cash.
Childcare.
Furniture.
Legal fees.
I never objected.
The problem was what happened next.
Help became expected.
Then institutionalized.
May you like
Then forged.
A favor repeated enough times had been rewritten into duty.