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Chapter 3 - THE ACCOUNT WITH MELISSA’S NUMBER

Rachel did not accuse Daniel that night.

She took screenshots.

She recorded the date and time.

She attempted no further access after the bank warned that repeated failures could lock the account. Then she called the bank’s twenty-four-hour fraud line and verified her identity through separate questions.

The representative confirmed that the recovery number had been changed fourteen months earlier through an authenticated online session.

“Was I notified?”

“A notice was sent to the email address on file.”

“Which address?”

The representative could provide only a masked version.

The first letter was d.

The domain belonged to Daniel’s work email.

Rachel requested an immediate security flag and removal of unauthorized recovery information. The bank explained that because Daniel was a joint owner, his access could not simply be terminated without legal authority. The account could be restricted temporarily if fraud was suspected, but doing so might interrupt legitimate household payments.

Rachel did not freeze it.

Not yet.

She asked for copies of account-change records and recent statements.

The representative said they would be available through a secure process after identity review.

Rachel wrote everything down.

At 10:30 p.m., she checked on Olivia and Ethan.

They were sitting on Olivia’s floor. Ethan had arranged the airplane pieces on a towel. Olivia had placed the propeller beside the fuselage.

“Dad says Jason was just mad,” Ethan said.

“Your father is trying to understand what happened.”

“Didn’t he see it?”

“No.”

“But he sees Jason now.”

Rachel sat beside him.

“Yes.”

“Then why doesn’t he know?”

Children ask questions adults spend years avoiding.

Rachel touched the wooden fuselage.

“I think your father has been afraid that correcting Jason and Alyssa will make them stop loving him.”

Ethan frowned.

“If I break Olivia’s stuff, would you let me?”

“No.”

“Even if I got mad at you?”

“No.”

“Then Dad is doing it wrong.”

Olivia finally spoke.

“Are you going to make them leave?”

Rachel looked at her daughter.

“What do you want?”

Olivia pulled one knee toward her chest.

“I want them to stop.”

“That is not the same as wanting them gone.”

“I know.”

“Do you feel safe here?”

Olivia’s eyes filled.

“Most of the time.”

The words struck Rachel harder than if Olivia had said no.

“Tell me about the times you don’t.”

“When Jason yells. When Alyssa takes pictures. When Dad tells us not to make you upset because you work too much.”

Rachel stared at her.

“When does he say that?”

“When you’re not home.”

“What pictures does Alyssa take?”

“Of the house. Your office door. Your papers sometimes.”

Rachel kept her voice controlled.

“Has she gone into my office?”

“I saw her once. She said Dad told her to get a charger.”

“Did she take anything?”

“I don’t know.”

“Why didn’t you tell me?”

Olivia looked ashamed.

“Dad said blended families only work if people don’t report every little thing.”

Rachel closed her eyes.

Daniel had taught her children that silence protected the family.

He may not have understood how dangerous that lesson was.

“I’m sorry,” Rachel said.

Olivia looked confused.

“For what?”

“For making you feel responsible for keeping peace between adults.”

She held Olivia’s hand.

“If something makes you uncomfortable, you may tell me. You do not need to decide whether it is little enough to hide.”

Ethan leaned against her.

“Can we fix the plane?”

“We’ll try.”

When Rachel left the room, Daniel stood in the hallway.

He had heard at least part of the conversation.

“You made me sound like I don’t care about them.”

“I told the truth as I understand it.”

“To a ten-year-old.”

“She asked why you do not correct Jason.”

“You could have said we’re handling it.”

“We have said that for years.”

Daniel lowered his voice.

“Melissa’s number is on the joint account because she helps with certain payments.”

Rachel waited.

He realized immediately that he had answered a question she had not yet asked.

“Which payments?”

“School expenses.”

“Why does she have account-recovery access?”

“She doesn’t have access.”

“Her phone receives security codes.”

Daniel rubbed his jaw.

“The number was changed when we had trouble processing tuition.”

“Explain.”

“Jason’s school portal kept rejecting payments. Melissa was handling enrollment. The bank needed a phone.”

“That is not how payment portals work.”

“You don’t know every detail.”

“I know enough to recognize an invented explanation.”

He walked toward the bedroom.

Rachel followed only as far as the stairs.

“Tomorrow morning, I am receiving complete statements.”

Daniel stopped.

“You are treating me like a criminal.”

“I am treating an undisclosed recovery number on a joint account as a financial risk.”

“She cannot withdraw money.”

“Then the records will show that.”

He turned.

“Do not involve lawyers before we talk.”

“I already spoke to Claire about the house and accounts.”

Daniel’s face hardened.

“You called an attorney before calling me?”

“I called an attorney after years of calling you.”

Upstairs, a floorboard creaked.

Jason was listening.

Rachel saw his shadow beneath the bedroom door.

The next morning, Jason and Alyssa left for school in Daniel’s car. Rachel did not restore their phones. Daniel activated temporary prepaid lines before departure.

Alyssa looked horrified by the inexpensive device.

“I can’t use my apps.”

“It makes calls,” Rachel said.

“My school group chats are on my phone.”

“You can use your school tablet until your father establishes a new plan.”

“This is abusive.”

Rachel did not react to the word.

“Your counselor is available if you feel unsafe or mistreated.”

Alyssa looked toward Daniel.

He avoided Rachel’s eyes.

Jason carried Ethan’s headphones.

Rachel held out her hand.

“Those belong to Ethan.”

“He said I could use them.”

Ethan stood near the kitchen.

He shook his head.

Jason’s mouth tightened.

Daniel took the headphones and placed them on the counter.

“Enough.”

Jason stared at Rachel.

“This is what she wanted.”

“What?” Daniel asked.

“To make us look bad so she can get rid of us.”

Rachel looked at him.

“Who told you that?”

Jason picked up his backpack.

“No one.”

He left.

After the car disappeared, Rachel entered her office.

The lock showed no damage.

Her account folders appeared untouched.

She opened the router cabinet and reviewed access logs.

At 2:13 a.m., while everyone slept, an unknown device had connected briefly through the guest network.

The device name was JASON-PC.

Jason did not own a computer.

Rachel searched the living room.

Behind the gaming console, she found a small black adapter connected to the network cable.

It was not part of the console.

A label on the underside read:

REMOTE CAPTURE BRIDGE.

Someone had installed a device capable of routing or recording network traffic through the gaming system.

Rachel photographed it in place.

Then she called Claire.

“Do not unplug it yet,” Claire said. “If this relates to private financial or business data, we need someone qualified to preserve what it is and what it contains.”

Rachel looked at the broken airplane on her desk.

Beside it sat the controller Jason had dropped.

May you like

A tiny blue light blinked beneath the battery cover.

The controller was still transmitting.

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