Chapter 2

Part 2
Marcus arrived at my house shortly before nine carrying two laptops, a portable scanner, and the exhausted expression of a man who had learned never to ask why I needed something urgently.
He stopped when he saw my funeral dress.
“I’m sorry,” he said.
“So am I.”
That was all either of us could manage.
Claire had given me access to an emergency cloud account years earlier. She had called it our “broken glass folder”—the place we would look only if something terrible happened. I had checked it after her death and found nothing but old insurance policies and copies of her identification.
Marcus examined the login history.
“Someone accessed this account three days ago,” he said.
“Daniel?”
“Probably. Several files were deleted.”
“Can you recover them?”
He looked offended. “You called me because you already know the answer.”
Within forty minutes, fragments began appearing on his screen: bank statements, insurance documents, photographs of signed contracts, and screenshots of prescription records.
Claire had photographed everything.
Daniel managed Mercer Strategic Holdings, a private investment company that claimed to help wealthy families protect assets and plan inheritances. His clients included retirees, widows, and several charitable foundations.
According to the recovered documents, millions had moved from client accounts into companies registered in Delaware, Nevada, and the Cayman Islands.
All roads led back to Daniel.
Claire had discovered the transfers six months earlier while organizing tax documents. She had confronted him, and within days Daniel began telling friends that she was suffering from anxiety, paranoia, and memory problems.
“He was building a credibility defense,” Marcus said.
“He expected her to accuse him.”
“And he wanted everyone to dismiss her when she did.”
Marcus opened another file. It contained a life insurance policy worth eight million dollars.
Daniel was the sole beneficiary.
The policy had been purchased eleven months earlier. Claire’s electronic signature appeared on the application, but the medical questionnaire stated that she had no heart problems, no psychiatric history, and no current prescriptions.
“Was that accurate?” Marcus asked.
“She was healthy until Daniel started insisting she see specialists.”
“What medication was she taking?”
I checked the recovered pharmacy screenshots. Claire had been prescribed a mild anti-anxiety medication by Dr. Grant. Yet the toxicology report Daniel had shown me listed a powerful stimulant, a sedative, and a heart-rhythm drug.
None had been prescribed by Dr. Grant.
Before I could respond, my security system notified me that someone was standing at the front door.
Daniel.
He wore a dark overcoat and carried a bouquet of white lilies. His eyes were swollen, carefully suggesting sleepless grief.
I closed Marcus’s laptop before opening the door.
“I thought you wanted me at the house tomorrow,” I said.
“I didn’t want you spending tonight alone.”
He stepped forward as if to embrace me. I remained still until he lowered his arms.
His gaze moved past me into the hallway.
“Is someone here?”
“The television is on.”
“I thought I heard voices.”
“You’re hearing many things lately, Daniel.”
The smallest tension appeared around his mouth.
He held out the flowers. “Claire loved lilies.”
“No, she didn’t.”
His smile faltered.
“She said they reminded her of hospitals,” I continued. “She preferred sunflowers.”
“Of course. I forgot.”
A husband forgetting his dead wife’s favorite flower would not prove murder, but it revealed something important. Daniel had studied the appearance of devotion more carefully than the woman herself.
“Did you find the estate folder?” he asked.
“I think so.”
“May I see it?”
“Tomorrow.”
He glanced toward the staircase. “Claire kept documents in your study sometimes. Perhaps I should help you search.”
“You should go home.”
“Margaret, we’re family.”
“No. Claire and I were family. You were married to her.”
His grief disappeared for less than a second.
Then he lowered his voice. “This process will be easier if we cooperate.”
“Is that advice?”
“It’s concern.”
“I’ve prosecuted concern with better manners.”
His face went completely still.
I had revealed more than intended, but only enough to unsettle him.
“Prosecuted?” he asked.
“School disciplinary hearings. You know how children lie.”
He studied me for several seconds before smiling again.
“Tomorrow morning, then.”
After he left, Marcus emerged from the dining room.
“He came to search the house.”
“Yes.”
“He suspects Claire left something with you.”
“Yes.”
“Did you see how he reacted when you mentioned prosecution?”
“Yes.”
Marcus looked at the locked door. “You enjoyed that.”
“No.”
That was the truth.
Enjoyment belonged to ordinary anger. What I felt had no heat in it.
Lena Ortiz arrived at ten thirty. We played the recording and showed her the recovered files. She listened twice, then called an assistant United States attorney and requested an emergency search warrant.
At eleven forty-eight, Dr. Helen Ward confirmed that Claire’s cremation authorization had been suspended pending a forensic autopsy.
At twelve fifteen, Marcus found a payment from Daniel’s private account to a compounding pharmacy under another man’s name.
At twelve thirty-one, Lena identified that man as a former nurse named Owen Price, who had lost his license after stealing medication from a hospital.
At one twelve in the morning, the judge signed the warrants.
Lena closed her phone.
“Agents will search Daniel’s house, office, vehicles, and electronic accounts at five thirty.”
“He expects me at seven,” I said.
“Then you won’t be going.”
“I have to.”
May you like
“Margaret, you’re the victim’s mother.”
“I’m also the bait.”