angelic

Chapter 4

Within weeks, I was hired as a junior associate at Sterling and Vance, one of the most feared corporate restructuring and bankruptcy law firms in the city.

The office occupied the top floors of a tower in Midtown. The lobby smelled like stone, steel, and expensive flowers. The partners wore suits that looked like armor. Nobody there cared about being liked. They cared about being precise, profitable, and impossible to intimidate.

It was the first place I had ever felt fully understood.

My job was simple.

I analyzed failing companies. I reviewed defaulted loans. I studied distressed assets. Through our holding company, we bought debt for pennies on the dollar and liquidated assets to recover massive profits.

I was a professional vulture.

And I was exceptionally good at it.

I worked eighty-hour weeks. I wore sharp suits in navy, charcoal, and black. I learned to walk into conference rooms full of older men and make them stop speaking with one sentence. I bought a beautiful condo in Tribeca with tall windows and quiet floors.

I became a different person.

Not softer.

Not happier in the way people expect.

Stronger.

Cleaner.

A woman made of titanium.

While I was building an empire, Mason was busy destroying one.

I kept tabs on his app company through public corporate filings and his painfully boastful LinkedIn posts. He posted photos of himself in front of fake strategy boards. He posted captions about “founder life.” He posted pictures of champagne, city views, and rented office furniture as if any of those things made a company real.

The launch party, the one my parents skipped my graduation for, was a disaster.

Mason spent $80,000 of my parents’ second-mortgage money on open bars, celebrity DJs, passed hors d’oeuvres, and ice sculptures.

He forgot to actually finish coding the app.

When angel investors showed up expecting a tech demo, Mason handed them an iPad with a poorly designed slide deck.

Several of them left before sunset.

One investor, according to a post I found later from someone who attended, laughed so hard near the bar that he spilled his drink.

Mason did not secure a single dollar of outside funding.

Over the next five months, he drained my parents completely.

He kept promising them that a massive buyout was just around the corner.

“Google is looking at us, Dad,” he would say.

He needed another $50,000 to keep the servers running.

Then another $30,000 to retain a development team.

Then another $20,000 for a branding consultant.

The branding consultant was a friend from one of the colleges he had dropped out of.

My parents believed him because believing Mason had always been easier than admitting who he was.

They drained their 401(k)s.

They maxed out credit cards to pay the interest on the second mortgage they had taken out for him.

They borrowed from a line of credit my father had sworn he would never touch.

They reduced their life to a series of desperate payments made in the name of a son who could not deliver a product.

By month six, the inevitable happened.

The money ran out.

Mason’s luxury office lease was terminated for nonpayment. His Tesla was repossessed from a Whole Foods parking lot. His app went dark before it ever truly launched.

My parents were left with over $600,000 in high-interest debt.

The bank initiated foreclosure proceedings on their four-bedroom colonial house in Connecticut.

The house I grew up in.

The house where Mason’s trophies filled the hallway.

The house where mine were placed out of sight.

I found out about the foreclosure not from them, but from my firm’s internal database.

Sterling and Vance frequently bought packaged distressed debt from regional banks. On a Tuesday evening, I was sitting at my desk, scrolling through a list of newly acquired residential defaults in Connecticut, looking for properties that could be liquidated quickly.

The city outside my window was turning blue with dusk. My desk lamp cast a perfect circle of light over the spreadsheet. My assistant had left a fresh coffee beside my keyboard.

Then I saw it.

May you like

Row 42.

Property address: 142 Elmwood Drive.

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